Santander announces changes to 123 Current Account and Credit Card
123 Current Account Santander has been the stand out performer when it comes to current account switching with a table topping 186,183 net new customers gained in the year to 31 December 2014 – but has...
View ArticleCredit card frenzy as MBNA pips rivals with UK’s longest ever (43 month) 0%...
A credit card war has erupted in the last few days with four new cards offering 42 months or more interest free on balance transfers and that’s before 2017 has even kicked off. Barclaycard, nuba and...
View ArticleHow to build or repair your credit score
If you have no credit record, it’s almost as bad as having a poor credit record when it comes to applying for credit. The problem with having no credit history is that a prospective lender has no track...
View ArticleSix ways to detox your finances in 2020
Now the Christmas lights have been packed away for another year, some of you may be worrying about how much you’ve overspent on the festivities, so now’s the perfect time to look at ways to get your...
View Article0% Credit Card Balance Transfer terms on the slide since lockdown
Since lockdown was introduced on 23rd March, credit card lenders have been reviewing their product offerings with many of the major players slashing the length of interest free deals. Barclaycard has...
View ArticleA Guide to Credit Card Balance Transfers
If you’ve got a credit card already but you are finding it difficult to reduce the balance because the interest charges are eating into your monthly repayments, it may be worth considering a new 0%...
View ArticleClub Rewards gives M&S Credit Card Customers 3% in reward points, £65 in...
M&S Bank is today launching Club Rewards, an optional bolt on product for M&S credit card customers, offering enhanced rewards and a range of shopping vouchers and benefits for just £10 per...
View ArticleThe Cheapest Credit Cards to use Abroad
With many people gearing up for their annual summer holidays, now’s the time to think about sorting the holiday finances. Many of us still like to take our trusty plastic when we travel, but is the...
View ArticleHow to Create a Wedding Budget & Stick to It
So, you said “yes” and you are now engaged to be married – congratulations! Getting engaged is a moment of magic in your life that you will never forget and you are sure to be showing off your diamond...
View ArticleClose call as base rate held at 5.25%
Today the Bank of England kept interest rates at 5.25% despite may economists predicting a rise to 5.50% The MPC vote was by the narrowest possible margin (5-4 in favour of a hold). The last time the...
View ArticleUnderstanding the impact of credit scores on your ability to borrow
Personal finance products such as loans, mortgages, credit cards and overdrafts play a vital part in our day to day lives, whether fronting us the money to make a key life change or simply helping us...
View ArticleCould a 0% balance transfer credit card give you some financial breathing space?
If you find you’re struggling to make much of an inroad on your credit card balance due to the high interest costs, it may be worth considering transferring your balance to a new card, and getting your...
View ArticleYour 10 point guide to credit card balance transfers
Andrew Hagger of Moneycomms looks at how to make the most of 0% credit card balance transfers and ways to avoid some of the potential pitfalls. It’s that time of year when many of us take a serious...
View ArticleManaging Credit Card Spending: 5 Tips to Stay Within Your Limits
Credit card debt in the UK has reached a staggering £70.1 billion as of April 2024, a 7% increase from the previous year. With the average household now carrying £2,471 in debt, it’s clear that many...
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